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Wisconsin Court Finds Permissible Purpose Under FCRA, Despite Alleged Lack of Consent

The plaintiff in Long v. Bergstrom Victory Lane filed Fair Credit Reporting Act (FCRA) and other claims after an auto dealer submitted her credit application and report in connection with financing for a vehicle. Long allegedly only authorized the dealership to run her credit application with one company, but later learned that it had done so with multiple other entities. She sued the auto dealer under the argument that the defendant acted with an impermissible purpose when it obtained her credit report. The Court agreed with the dealers argument that it acted with a permissible purpose under FCRA to procure financing for the plaintiff.

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