The highest jury verdict in the history of the Fair Credit Reporting Act was reached when the law firms of Francis & Mailman, P.C., Philadelphia, and Anderson, Ogilvie & Brewer, LLC, San Francisco, successfully obtained $60,055,800 in statutory and punitive damages. The class action was brought against the Trans Union credit reporting agency based upon its practice of falsely associating consumers with the federal government’s Office of Foreign Assets Control (OFAC) terrorist watchlist. Sergio L. Ramirez brought the case on behalf of a class of similarly situated individuals after he was denied the ability to buy a car. Trans Union reported that he was a narcotics kingpin on the government’s OFAC list. Ramirez had a different middle name, date of birth and address from any of the records.