The plaintiff in Chiarello v. Trans Union, LLC., No. 2:17-cv-00513-AB, 2018 WL 4698846 (E.D. Penn. Oct. 1, 2018) filed Fair Credit Reporting Act (FCRA) claims against the three major credit bureaus, alleging that the defendants failed to properly reinvestigate his complaints about the inaccuracies in his reports pertaining to child support payments. He also claimed that the bureaus failed to use reasonable procedures to assure maximum possible accuracy of the information in his reports. But, because the plaintiff did not file suit within two years of the discovery of the violation the FCRA provides for a two-year statute of limitations the Court granted summary judgment in favor of defendants. The Court did, however find that the plaintiff was able to demonstrate a concrete injury under the FCRA.

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