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Sometimes Less is More: Background Check Disclosures Can Go Too Far and Lead to FCRA Violations

Cases of violations of the Fair Credit Reporting Act (FCRA) continue to increase across the country, especially when it comes to disclosure requirements. Courts have recently held that the FCRA was violated where a disclosure contained one of the following: liability waivers; notice and acknowledgment of the FCRA Summary of Rights; multiple state-specific background check notices; and specific instructions about how an individual can request and inspect the consumer reporting agency’s files related to the background check.

 

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Posted Under: Legal Issues

Post By Ken Shafton (1,269 Posts)