The Minnesota Department of Commerce has expanded its criminal background check requirements for debt collectors, effective Aug. 1. Under Minn. Stat. § 332.35, as amended by H.F. 2335, no registration or license will be issued for a collector if, within the past five years, the individual has:
Been convicted in any court of fraud or felony;
Been convicted of any misdemeanor involving identity theft or other financial crimes;
Been unable to certify whether a civil judgment has been entered against the individual; or
Had a license to practice law revoked or involuntarily suspended.
A licensed Minnesota collection agency must establish procedures to follow when screening an individual debt collector applicant for initial registration and at renewal.