The Appellate Court of Illinois, Third District, has reversed a trial court’s order, dismissing a debtor’s federal Fair Credit Reporting Act (FCRA) counterclaim against a bank. The appeal in Bank of America, N.A. v. Yun, arose from a collection action filed by the bank against a credit card account holder. The debtor asserted counterclaims against the bank, including claims in violation of the federal Truth in Lending Act (TILA) and the FCRA.
