CFPB Issues Background Screening, File Disclosure Advisory Opinions

The Consumer Financial Protection Bureau (CFPB) has issued two advisory opinions addressing consumer reporting agencies’ (CRAs) obligations, under the FCRA. The opinions relate to information included in background check reports and consumer file disclosures, while also expanding on a coordinated federal agency effort that ensures that the “background screening industry adheres to the law” and “tenant screening companies do not illegally disseminate false and misleading information about tenants and that tenants can challenge erroneous information.”

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Post By Ken Shafton (2,364 Posts)