TransUnion has been fined $23 million for tenant screening and security freeze failures. Specifically, the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) fined the credit-reporting agency $15 million because it did not take steps to ensure the rental background checks that landlords used to decide who gets housing were accurate and $8 million for falsely telling consumers they had placed or removed security freezes and locks on their credit reports.