Employers must be cognizant of applicable local, county, or state laws that may limit or prohibit their use of credit checks in employment decisions. Over the last several years, employers have moved away from considering an individual’s credit history for every position and every employment decision. However, some employers still find credit history to be a valuable tool in predicting whether an individual may pose a risk to the company, while other employers may have a legal or regulatory requirement to conduct the credit check.
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