INDIVIDUAL LAWSUIT ARTICLE INDEX FOR 2019 FROM THE BACKGROUND BUZZ (4)

Reasonable Investigation Under FCRA: Two Times Might Not Be a Charm

JANUARY I GEORGIA: Ponder v. Ocwen Loan Serv., LLC, reinforces the responsibility of CRAs to conduct a reasonable investigation of reported errors at the time of a dispute.

Massachusetts Employers Beware – Denying An Internal Lateral Transfer Request May Now Constitute An Adverse Employment Action

FEBRUARY I MASSACHUSETTS: The Massachusetts Supreme Judicial Court determined that denying an employee’s request for an internal lateral transfer may constitute an “adverse employment action.”

Court Slashes FCRA Punitive Damages Award from $3 Million to $490,000

MARCH I ALABAMA: A Northern District of Alabama judge reduced the punitive damages from $3 million to less than $500,000 in an FCRA claim after it was determined that the plaintiff suffered “relatively minor injury.”

Ninth Circuit Rules that Users, Not Consumers, Must Prove an Authorized Purpose for Obtaining a Consumer Report

NOVEMBER I CALIFORNIA: The district court dismissed a case in which the plaintiff sued a banking institution for alleged unauthorized inquiries in violation of the Fair Credit Reporting Act (FCRA).