| Correct!
Answer: (C) Even
though this is not a “dispute”, the CRA should
correct any obvious errors. The CRA cannot automatically
send a corrected reprint to the employer since the CRA does
not know whether a permissible purpose still exists unless
this could be part of the pre-adverse action process.
An employee
requests the CRA for a copy of the consumer report provided
to her employer which resulted in her termination. In processing
this request you see that you reported a dismissed robbergy
charge to the employer that is eight years old. This employee
is a not a person who earns more than $75,000 a year. Under
best practices, what should you do?
A.
Remove the charge from the copy you send to the employee,
with nothing else required.
B.
Send the copy to the employee as originally sent, with nothing
else required.
C.
Send a revised copy to the employee, as well as sending
a copy of the original report to the employee. Request whether
consumer desires the revised report be sent to the employer.
D.
Send a revised copy to both the employer and the employee,
with nothing else required.
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