Volume 10, Edition 8, August 2014

This Month’s Challenge is sponsored by:


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An employee requests the CRA for a copy of the consumer report provided to her employer which resulted in her termination. In processing this request you see that you reported a dismissed robbergy charge to the employer that is eight years old. This employee is a not a person who earns more than $75,000 a year. Under best practices, what should you do?

A. Remove the charge from the copy you send to the employee, with nothing else required.

B. Send the copy to the employee as originally sent, with nothing else required.

C. Send a revised copy to the employee, as well as sending a copy of the original report to the employee. Request whether consumer desires the revised report be sent to the employer.

D. Send a revised copy to both the employer and the employee, with nothing else required.


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