| Correct!
(C) Pursuant to Section 1681e(c), “a
consumer reporting agency may not prohibit a user of a consumer
report furnished by the agency on a consumer from disclosing
the contents of the report to the consumer, if adverse action
against the consumer has been taken by the user based in
whole or in part on the report.”
Question:
ABC consumer reporting agency provided XYZ a consumer report
regarding applicant John Doe. XYZ declined to hire John
Doe. There were reports of past criminal acts of a sexual
nature in the consumer report. ABC and XYZ's contract prohibits
XYZ from disclosing the consumer report to Mr. Doe. Is this
prohibition permissible?
a.
Yes.
b.
Yes, so long as Mr. Doe is made aware of the fact he can
obtain the report from ABC.
c.
It depends on whether XYZ made its decision based on any
information from the report.
d.
No
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