Volume 9, Edition 7, July 2013

This Month’s Challenge is sponsored by:



The Answer is (B). Under Section 625(b)(1)(E), laws in effect prior to September 30, 1996 are not preempted by the FCRA.

Is a CRA required to follow a State's laws, which are inconsistent with requirements under the FCRA, related to what can be provided to its customers on a consumer report?

A. Yes.

B. Yes, but only if the State law was enacted prior to September 30, 1996.

C. No.

D. It depends on if the CRA is located in the State whose law is at issue.


Disclaimer Statement: All information presented is for information purposes only and is not intended to provide professional or legal advise regarding actions to take in any situation. Advertisements are presented for information and marketing purposes only and the National Institute for Prevention of Workplace Violence, Inc. makes no representations for any products or services that are promoted and accepts no responsibility for any actions or consequences that occur as a result of any purchases from advertisers.