In Carrington v. Santander Consumer U.S.A., Inc., No. 2:17-cv-00038-KJD-NJK, 2018 WL 4682319 (D. Nev. Sept. 28, 2018), the plaintiff asserted that she contacted Experian in August 2014 to dispute an entry on her credit report. During the same month, Santander confirmed the disputed information with Experian. Although Carrington was informed on August 29, 2014, she didnt file suit until January 2017. Santander moved to dismiss the suit based on the Fair Credit Reporting Acts (FCRA) two-year statute of limitations. The Court held that Carrington should have known about the alleged violation in August 2014 and dismissed the case.
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